We provide a range of insurance products and services to customers who have been overlooked, unfairly discriminated against or poorly serviced by the existing insurance market.
While some insurers may decline cover altogether due to a conviction or a claim, our dedicated underwriting team look more closely at a customer’s driving history. Moving away from the one-size-fits-all approach of standard system-driven, accept/decline underwriting rules, we offer a bespoke underwriting process. We give special consideration to drivers who have taken positive action to improve their risk profile since their last accident or conviction.
We don't expect our customers to have a claim or conviction free driving history, but we do expect them to be honest about it. Our business model promotes an ethical and inclusive ethos for our customers. Our expertise is in controlling the severity of claims and the implementation of robust fraud detection strategies, producing savings which can then be passed on to our customers.
Another advantage of insuring with Pukka Insure is our Accident Notification App, which streamlines the claim process and provides access to immediate claims assistance. By promoting a quick and efficient response to a notification of a claim, we are able to improve service levels in addition to offering a £150 reduction on the policy excess, if the claim is reported via the App at the time of the accident.